Articles from Zest AI

A new industry report from Celent, commissioned by Zest AI, reveals that financial institutions are accelerating generative AI adoption at an unprecedented pace – findings that reinforce Zest AI’s strategic focus on lending intelligence solutions that balance speed, transparency, and regulatory compliance.

Zest AI, a leading provider of AI-powered lending solutions, today announced the successful completion of an oversubscribed, customer-led financing round. The investment was led by five of the company's key customers – SchoolsFirst Federal Credit Union, Members 1st Federal Credit Union, ORNL Federal Credit Union, Truliant Federal Credit Union, and Citi, through its investing group Citi Ventures.

Zest AI, a leader in lending technology, released its America’s Economic Opportunity Gap Report with findings based on a survey of 1,000 U.S. consumers highlighting a striking credit paradox: 72% of Americans say the credit system is unfair, yet more than half (53%) depend on credit for basic necessities like food and medicine. This dependency climbs to 3 in 4 (75%) among Gen Z and Millennials, revealing that even an unfair system has become indispensable.

Zest AI, a leader in lending technology, today released its America’s Economic Opportunity Gap Report, revealing that across tax brackets and political lines, Americans are struggling under the weight of current economic conditions and policy changes. The study of 1,000 adults across the United States showed that 86% of Americans believe recent economic conditions or policy changes are hurting them. To cope with these financial hardships, nearly three-quarters (74%) of Americans have abandoned at least one goal over the past few years, underscoring a growing economic opportunity gap that extends far beyond cost-of-living concerns.

Zest AI, a leader in AI lending technology, today announced it has been named to Fast Company’s seventh annual Best Workplaces for Innovators List, which honors organizations and businesses that demonstrate a steadfast commitment to encouraging innovation at all levels. Zest AI was also recognized in the 2025 Midsize Companies category list.

Zest AI, a leader in AI lending technology, announced today that Rodney E. Hood, who previously served as Acting Comptroller of the Currency, Chairman of the National Credit Union Administration (NCUA), and Director of the Federal Deposit Insurance Corporation, has rejoined Zest AI’s Board of Directors. Hood, who previously served on Zest AI's board, returns at a pivotal moment as the company accelerates efforts to modernize America's lending infrastructure through responsible AI innovation.